“We can not predict the future, but we should prepare for it”

AS A FINACIAL ADVISOR, I am committed to protecting my client’s interests and helping them identifying and achieving their financial goals.

Here’s what you can expect from me:

• Financial Planning: Together, we can develop a personalized financial plan to help you attain your financial goals. A Financial Plan that includes:
  
  • Cash Management
    
  • Risk Management
    • Life Insurance
    • Income Replacement Insurance
    • Critical Illness Insurance
    • Mortgage Insurance
      
  • Investment Management
    • Registered retirement Saving Plans
    • Open Investments
    • Registered Educational Saving Plans
      
• Suitability: My written recommendations will be based on your
  
  • Risk Profile
  • Objectives
  • Budget
  • Time Horizon
  • Level of Commitment
    
• Unbiased: Being an independent Financial Advisor, I am well suited to provide you with unbiased advice based solely on your best interest.
  
• Solutions: My partnership with Canfin Financial Group allows me to be One source for multiple services.
  As the situation requires, I will facilitate access to other In-House specialists, such as
  
  • Business Consultants
  • Estate Planning experts
  • Mortgage professionals
    
• Tax-Saving Opportunities: For most clients, tax planning and minimization are key components of a financial plan. As part of the Financial Plan, strategies such as RRSP planning, income splitting and family trusts will be evaluated.
  
• Ongoing Attention:Clients’ accounts are monitored to take advantage of the opportunities created by changing circumstances. In addition to meeting with my clients periodically, I personally do a comprehensive annual review. This review includes updating Risk Profile, Asset Mix, Asset Allocation and Portfolio Holdings.
  
• Confidentiality: Any information I gather from clients or prospects will be used solely to help me understand better their particular situation and to prepare a more relevant financial plan. I am bound by professional secrecy and may not disclose any of their confidential information without their written consent, unless required to do so by law. I will not use any client or prospect’s information for personal benefit, regardless of whether or not it actually causes them harm.
  
• Direct Contact: I make myself as accessible to clients as possible. All telephone calls and emails are returned within 2 business days or sooner.
  
• Value Added: My most satisfied client is one who is fully informed. As a result, I have a strong commitment to client communication through a periodic newsletter and email updates on financial matters.