Investment Philosophy



At Canfin Financial Group we are committed to your investment goals. We are constantly striving to preserve your capital and generate strong returns while minimizing the taxes you pay. We are able to do this only after an investment plan have been carefully designed by taking into account your risk profile, time horizon and age. Additionally, Canfin Financial Group recommends that you regularly review your investment strategy to make timely adjustments when necessary.

Keeping focused and committed to your investment plan, Canfin Financial Group is convinced that you will be able to enjoy strong returns during periods when the stock markets are buoyant and preserve capital when stock markets are depressed. When the stock market falls, as it will from time to time, please do not be concerned or anxious to switch or move in and out of your investment. This can be very difficult, however, but resisting the urge to redeem is critical during temporary decline in the stock market.

In other words, treat your mutual funds investments the same way invest in your house. That is, you would not sell and move to an apartment if the real estate market is bad.

Canfin Financial Group believes that every investor should adhere to these six common investment principles followed by the likes of Sir John Templeton, Warren Buffet and Peter Lynch:

1. Invest for the long term.
2. Invest with patience.
3. Don’t time the market.
4. Don’t worry about shifts in economy and markets.
5. Avoid predictions.
6. Don’t chase the latest fad, which sounds too good to be true.

Additionally, Canfin Financial Group does not speculate or gamble with their client’s money even if the client wants us to. Therefore, our policy is to avoid investors who believe that successful investing depends on predicting the stock market’s ups and downs. Investors who buy and sell frequently, by trying to time the highs and lows of stock prices are actually gambling with their money. The odds of beating the market consistently over the long term are slim. Investors on the other hand are different from gamblers because they buy and hold their investments for the long term.

Finally, life generally comes with very few guarantees. However, by following our philosophy above … you can invest with confidence!