Group Benefit Consulting



Our team of benefits’ specialists has the qualified experience you expect from us. With over 150 years combined experience in the insurance industry, our senior team members have developed an in-depth understanding of corporate benefit plan design, health and welfare plans, underwriting concepts and cost saving approaches.

Benefits As Unique Ae You Are
We work effectively as an extension of your Human Resources department. Unlike a generic, off-the-shelf plan, your benefit program is designed with your objectives in mind.
Simply put, your benefits should be as unique as your business. You need the specialized expertise we can deliver.

What Group Benefit Services Do We Provide?

  • Communication of industry trends
  • Benefit plan assessment, design and monitoring services
  • Plan renewal services
  • Plan marketing services
  • Managed healthcare initiatives

    • Communication Of Industry Trends
      With the changing face of the insurance marketplace, it's reassuring to have a firm like Canfin Financial Group on your side. We work hard to keep you informed of all the latest trends and products, both domestic and international. We communicate with you in a variety of ways:
      • Client relationships — open communication with the Canfin Financial Group team
      • The Informer — bi-monthly information bulletin
      • Client seminars — scheduled periodically throughout the year

    • Your Canfin Financial Group Benefits Plan
      • Strategic Planning For Benefits
        • We discuss and analyze key factors which may affect your benefit planning.
      • Your Custom-Designed Plan
        • We create custom benefit plans (traditional, flexible benefit designs, or healthcare spending accounts) based not only on our consultation with you, but also on the latest industry products that best meet your needs.
      • Employee Communication
        • We help you develop employee handouts and other communication material.
      • Monitoring Your Plan
        • We monitor your benefit program, actively making recommendations, so it continues to serve the needs of your business and reflects the latest industry trends.
      • Monitoring Your Claims Experience
        • Each quarter we complete an assessment of your claims to give you an accurate picture of how your benefit plan is being used by plan members, so there are no financial surprises for you, the plan sponsor.
      • Saving You Money
        • As with all of our services, when it comes to ways to save you money, Canfin Financial Group gives you options, including the most up-to-date and innovative solutions available internationally—before they become commonplace

    • Plan Renewal
      • Annual Plan Review
        • At least once a year, we analyze the financial arrangements for your benefit plan. We assess the competitiveness of your current benefits' arrangement to help you take advantage of the latest domestic and international developments.
      • Negotiations With Insurers
        • Our in-depth knowledge of the providers and their approaches to underwriting allows us to negotiate the best possible arrangements for you. In addition, you benefit from the negotiating leverage Canfin Financial Group has built based on our more than 100 clients.
      • Preparation Of Financial Letter For Underwriting Agreement
        • Canfin Financial Group consultants have the technical ability to evaluate many methods of underwriting—each with its advantages, depending on your needs.

    • Plan Marketing
      • Frequency
        • We market your plan to a large selection of providers, ensuring that your current arrangements are the very best the industry has to offer you. The advantage for you comes in the higher number of responses our tendering receives—you gain more choice.
      • Preparation
        • Canfin Financial Group has the technical expertise necessary to ensure quoting carriers are aware of the complexities of your plan. The resulting proposals are more competitive—and more useful.
      • Analysis of Carrier Proposals
        • Canfin Financial Group develops a report to make it easier for you to make an informed decision about your provider.
      • Finalist Presentations
        • Personal contact between client and provider is critical to a good working relationship. We help you schedule presentations with the leading quoting carriers for your benefit plan.