A good estate plan will include an updated Will and a plan to avoid paying too much tax on investments and properties. It will seek to minimize probate, pay off debts and prepare to meet certain family income needs. Estate planning often includes detailed life insurance planning as well. Life insurance is designed to pay out a benefit upon the death of one whose estate is about to wind down. Through our affiliate, Programmed Insurance Brokers Inc., we can help you evaluate your estate planning needs.

Programmed Insurance Brokers Inc. offers both personal and business solutions to insure your capital assets and income.

Business Insurance options:

• Funding Buy/Sell agreements
• Key Person insurance
• Disability insurance
• Business/office overhead
• Collateral loan insurance

Personal Insurance options for you and those you love:

• Segregated Funds offering Insured Capital Guarantees
• Life Insurance
• Critical Illness Insurance
• Long term care insurance
• Estate Preservation

Worldsource Financial Management Inc., Sponsoring Mutual Fund Dealer.
Additional products and services provided by PIB Financial.